Medicare supplement plans are there only to help you to pay your excess medical bill that makes you worried. These types of bills are left aside by the main or principal medical bill. So to pay this bill you can use medical supplement plans as your helping aid. As the name suggests, it is a supplement plan that is bought along with an original Medicare plan. In an original plan there always remains a gap and it cannot pay for the total bill charged. Therefore there is the need for a supplement plan to clear off your dues. It actually bridges the gap between the policy coverage of the original plan and the total bill charged. Therefore a supplement plan is always needed for you if you need to get full medical coverage from your insurance plan.
Now you surely want to have some basic knowledge about this plan before you set your mind to do this policy. According to the rules the Medicare policy coverage starts at the age of 65. Actually if you have purchased a Medicare policy then in normal state your Medicare coverage would start on the 1st day of the month you turn 65. So it means that if you reach the age of 65 on 20th of May your policy coverage would start on 1st of the same month. The fact is that the Medicare policies pays for most of your medical bills but still there are some costs that are not paid by your Original Medicare policy as they are not the part of your policy coverage. These costs are added in bill for the services that you receive. Therefore you need to pay for that extra money from your own pocket even if you are having an Original Medicare plan. Therefore the Medicare Supplement plans are introduced so that you can meet those extra costs that are left aside by your Original Medicare plan. And for that reason these policies are also known as the Medigap plans. The name itself signifies its purpose. These are supplementary plans having close relationship with the Original Medicare plans. The Medicare Supplement Plans are totally administered and sold by the private insurance companies and there are 12 standard Medigap plans that are to be sold by them.
You should know that the Medicare supplement plans of Medigap plans completely administrated by the private companies, there is no control of government in these polices. But there are some plans or policies which are static and constant for every company. One of them is the companies can offer 12 standard Medigap polices to its consumers or policy holders. They are named after by the letter A to L. And it is also to be mentioned that the plans under the same letter cover is bound to provide same benefits irrespective of the companies selling them. All that could differ is the amount of insurance premium nothing else. Therefore here in this article let us have a look on some of the benefits provided by the Medicare supplement plans under their letter covers.
Article Source: TakeArticles.com - Medicare supplements plans help you in health policies